AI-Powered · Built for SA Microlenders

The intelligent lending platform
for South African microlenders

Manage applications, loans, arrears, NCR compliance, and your borrower portal — all in one platform. Built specifically for SA microlenders.

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AI

AI-Powered credit analysis

R0

Setup fee

5 min

To go live

100%

NCR Compliant

Everything a microlender needs

Stop juggling spreadsheets and WhatsApp. VulaCheck brings your entire operation into one compliant, intelligent platform.

NCR Compliance Built In

Auto-generate monthly returns, affordability assessments, and NCR-compliant decline notices — no manual work.

AI Credit Scoring

VulaCheck AI analyses every application against affordability, bureau data, and your own risk criteria instantly.

DebiCheck & Collections

Manage DebiCheck mandates, track arrears by band, and automate collection workflows in one place.

Borrower Self-Service Portal

Borrowers apply, upload documents, view their loans, and download statements — reducing your admin load by 60%.

Complete Financial Reports

Income statement, balance sheet, cash flow, and portfolio reports. Export to PDF or Excel for your accountant.

White-Label Branding

Your logo, your name, your colours. Borrowers see your brand — not VulaCheck. Fully white-labelled from day one.

Simple, transparent pricing

All plans include full NCR compliance, borrower portal, and free setup.

Beta

10 spots left

R 600/mo

  • Up to 50 active loans
  • 10 Vulacheck credits/month
  • NCR compliance reports
  • Borrower portal
  • Email support
Claim beta spot

Starter

R 999/mo

  • Up to 150 active loans
  • 25 Vulacheck credits/month
  • NCR compliance reports
  • Borrower portal
  • DebiCheck integration
  • Priority support
Get started

Growth

Most popular

R 1,499/mo

  • Up to 500 active loans
  • 50 Vulacheck credits/month
  • All Starter features
  • Multi-branch support
  • Custom loan products
  • API access
  • 2hr support SLA
Get started

Pro

R 1,999/mo

  • Unlimited active loans
  • 100 Vulacheck credits/month
  • All Growth features
  • Dedicated account manager
  • Custom integrations
  • White-glove onboarding
  • 1hr support SLA
Contact us

All prices exclude VAT. Credits are consumed per transaction. Unused credits carry forward.

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